Over the past 27 years we have advised many clients right across Northern Ireland and further afield.
We are Independent Financial Advisers, and stress the word advice, rather than life assurance sales.
Three basic rules around financial planning
1) You need to be able to afford to live when you retire, therefore you must save towards it.
2) Your dependents need to be able to afford to live if you don't make it to retirement, therefore you need to protect against illness or premature death. and
3) The most important rule is that you need to have a quality of life today, so don't spend too much money satisfying rules 1) and 2)